Your company offers you the opportunity to benefit from stock options. Unfortunately, deciding when to exercise your options can be complex, and as long as the exercise and sale transactions have not been processed, your possibilities of gains can be quite random. The wrong decision can cost you money, but an enlightened strategy can give you cash on hand and increase the value of your portfolio.

In order to optimise your stock options, you are going to have to master numerous parameters:

• The optimum date to exercise your options, and then quickly followed by the optimum date for the sale of the shares.
  
  
  
• The methods of exercising the options, specific to your company: exercising options with or without financing, periods in which the exercising of an option is prohibited, or the detention of all or part of your option titles. 
  
  
  
• Risk coverage, essential during times of major fluctuations in market prices.
  
  
  
• Taxation, an issue further complicated for those who are internationally mobile individuals.

• Your personal environment: family and matrimonial situation, heritage policy already established, objectives of your wealth transmission, and the situation regarding the tax of your income and private-wealth.

As soon as you make a potential gain on these options, which could mean as early as the date of grant, you should integrate these assets into your wealth management strategy. In fact, if you wait until the expiry of the tax unavailability period, you could run unnecessary risks.

To help you solve these problems, Banque Transatlantique has created a branch wholly dedicated to the management of your stock options (please click on infomi@banquetransatlantique.com)